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Greenberg & Rapp Financial Group, Inc., and its representatives, are presently licensed to sell traditional life and variable life insurance in: , CO, CT, FL, IL, VT, MA, MD, MN, NC, NJ, NY, OH, OR, PA, SC, RI, TX, VA, WA, NV, and CA. Ronald J. Greenberg*, California license #0C60397. Insurance services are limited to residents of the above listed state. Residents of other states should consult with a local agent for insurance services. *Securities and investment advisory services offered through M Holdings Securities, Inc., a Registered Broker/Dealer, Member FINRA/SIPC. Greenberg & Rapp Financial Group, Inc., is independently owned and operated. Please go to http://www.mfin.com/disclosure for further details regarding this relationship.