IMPORTANT: The projections or other information generated by Goal Planning & Monitoring regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Raymond James Bank is registered with the NMLS Registry and is authorized to conduct mortgage transactions under NMLS ID 405712. The proceeds from a Mortgage cannot be (a) used to purchase or carry securities; (b) deposited into a Raymond James investment or trust account; (c) used to purchase any product issued or brokered through an affiliate of Raymond James, including insurance; or (d) otherwise used for the benefit of, or transferred to, an affiliate or Raymond James.

Property insurance required. Flood insurance required if property is located in a designated flood zone of “A” or “V.”

Lending solutions offered by Raymond James Bank, member FDIC, an affiliate of Raymond James & Associates, Inc., and Raymond James Financial Services, Inc. Raymond James & Associates, Inc., Raymond James Financial Services, Inc., and your Raymond James financial advisor do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be put into contact with a Raymond James Bank employee for your residential mortgage needs.

Investment products are: not deposits, not FDIC/NCUA insured, not insured by any government agency, not bank guaranteed, subject to risk and may lose value. © 2025 Raymond James Financial Services, Inc., member FINRA/SIPC. Eagly Rock a Greenberg & Rapp Company and Greenberg & Rapp Financial Group, Inc. are not registered broker dealers and are independent of Raymond James Financial Services, Inc.. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Alternative investment strategies involve greater risks and are not appropriate for all investors. Private Institutional Client products and services (“PIC Services”) are nondiscretionary, nonfiduciary and nonadvisory investment opportunities in all asset classes, conventional and alternative, that are only available to certain Alex. Brown and Raymond James clients who qualify as an “institutional account” as defined in FINRA Rule 4512(c), that are highly sophisticated investors with experience in independently evaluating and making investment decisions with respect to securities and investment strategies similar to those made available through PIC Services. A copy of the options disclosure document is available from your financial advisor. Options are not suitable for all investors.