Our process includes:
401(k) Plan Design & Optimization
Our team will review or design retirement plans to ensure they align with your business goals and workforce needs.
Our team evaluates providers, fees, services, and investment options to ensure strong value and effective plan design. We also help structure compliant plans, support fiduciary responsibilities, and identify opportunities to improve efficiency, reduce costs, and enhance participant outcomes.
Fiduciary Support & Governance
We help plan sponsors confidently meet their fiduciary responsibilities through clear guidance and structured governance support.
This includes Investment Policy Statement development, fee benchmarking, committee support, vendor oversight, and ongoing fiduciary education to help ensure compliance and best practices.
Investment Oversight
Our team follows a disciplined investment approach focused on long-term participant success.
This includes building and monitoring a diversified investment lineup, evaluating target-date and QDIA options, and providing clear, participant-friendly education to support informed decision-making.
Participant Education & Engagement
We believe informed employees make better retirement decisions.
Our participant education approach increases engagement through clear communication, enrollment support, financial wellness education, and retirement readiness guidance. Ongoing reviews help ensure the program stays effective and aligned with your workforce’s needs.
Vendor Search & Plan Transitions
At Eagle Rock Wealth, our team manages the complexity of vendor selection and plan transitions, so you don’t have to.
We will conduct recordkeeper and TPA evaluations, coordinating RFPs, and overseeing the full conversion process. From payroll coordination to employee communication, we ensure a smooth transition with minimal disruption and long-term confidence in your plan’s setup.
Business & Owner Planning Integration
Your retirement plan should support, not operate separately from, your broader business strategy. We help business owners optimize plan design to align with cash flow, tax efficiency, and long-term financial goals.
This includes evaluating owner contribution opportunities, coordinating retirement benefits with overall compensation strategy, and ensuring the plan works cohesively with your broader financial picture. We also collaborate closely with your CPA, TPA, and legal advisors to ensure all elements are aligned, compliant, and working together effectively.
Defined Benefit & Cash Balance Plan Solutions
For business owners looking to maximize tax-advantaged savings, we help design and implement Defined Benefit and Cash Balance plans tailored to your income, goals, and business structure.
Our team evaluates whether a cash balance plan is the right fit, coordinates with your CPA and TPA, and designs a strategy that integrates seamlessly with your existing retirement plan. From plan setup and contribution modeling to ongoing administration support, we help ensure your plan is compliant, efficient, and optimized to deliver meaningful long-term benefits.
Nonqualified Deferred Compensation Plans
For executives and key employees who need savings beyond qualified plan limits, we help design and implement nonqualified deferred compensation plans that align with compensation strategy and retention goals.
Our team works closely with your advisors to structure plans that are tax-efficient, compliant, and tailored to your organization’s long-term objectives.