Cole joined our practice because of the dedication of our independent financial planners to providing clients with financial advice that is in their best interests, rather than chasing sales goals and quotas. Because of this commitment to transparency and ethical practices, Cole doesn’t provide cookie-cutter advice to clients, such as the common guidance to save a minimum of $1M before retirement. Cole strongly believes that effective financial planning is not about a “magic number,” it’s about developing a custom plan and cash-flow analysis which guides clients step-by-step on when and how they may retire.

Cole captures this belief by stating, “Our financial planning work starts with your goals, time horizon, family dynamics and your risk appetite. While helping you manage risk and volatility with strategies to preserve your wealth, we’ll lay out a roadmap to guide you on how to create a retirement income from your assets. Your plan includes yearly factors for inflation, and perhaps most importantly, helps lay the groundwork now for reducing taxation later.”

After receiving his bachelor’s degree in business, Cole began working as a financial advisor. He is married, and he enjoys family time, golfing, kite surfing, reading, and charity work. He gave back to his local community by serving as Treasurer for the Jubilee Center in Hoboken, New Jersey for nine years.

*While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.