Frequently Asked Questions

Greenberg & Rapp Financial Group, Inc. works with high-net-worth individuals, families, and business owners. We help our clients achieve financial confidence through personalized planning and wealth management strategies designed for lasting success. Below are answers to some of the questions we hear most often from prospective and current clients.

Who does Greenberg & Rapp Financial Group, Inc. work with?

We work with affluent individuals and families, business owners, and family offices who need coordinated, sophisticated financial planning. Our services span individuals and families, business owners, and family offices and the ultra-affluent.

What services does Greenberg & Rapp Financial Group, Inc. provide?

Our private wealth services include investment management, insurance and risk mitigation, intergenerational wealth strategies, financial planning, estate and charitable planning, private placement life insurance, lending and cash management*, professional liability coverage and small business and corporate solutions.

Does Greenberg & Rapp Financial Group, Inc. offer private placement life insurance?

Yes. We provide expertise in private placement life insurance for qualified purchasers and accredited investors, and our experience in this niche means our team has current knowledge of carrier requirements and structuring options.

Is Greenberg & Rapp Financial Group, Inc. an independent advisory practice?

Yes. We provide independent, objective advice rather than being tied to proprietary products, allowing our recommendations to be built around each client’s actual goals and circumstances.

Does Greenberg & Rapp Financial Group, Inc. work with business owners on succession planning?

Yes. Business succession planning is a core focus for us, and we work closely with business owners on transition timing, executive benefits, and related tax and liquidity considerations.

Can Greenberg & Rapp Financial Group, Inc. help with estate and charitable planning?

Yes. Our estate and charitable planning services help families structure wealth transfer strategies alongside philanthropic goals in coordination with outside legal counsel.

Where are Greenberg & Rapp Financial Group, Inc.’s offices located?

We have offices in:

Morristown, New Jersey
New York, New York
Chicago, Illinois
Seattle, Washington
West Palm Beach, Florida
Fort Lauderdale, Florida

We serve clients across the United States.

Does Greenberg & Rapp Financial Group, Inc. offer retirement plan services for businesses?

Yes. We provide retirement plan services and broader business and 401(k) services to help business owners design and manage retirement benefits for themselves and their employees.

Does Greenberg & Rapp Financial Group, Inc. serve institutional clients?

Yes. Through our institutional services, we support qualifying entities with private placement life insurance and estate and business planning strategies.

How does Greenberg & Rapp Financial Group, Inc. approach insurance and risk management?

We evaluate insurance and other planning tools through our risk mitigation and management services to help protect assets, income, and legacy against unexpected events.

Who makes up the Greenberg & Rapp Financial Group, Inc. advisory team?

Our team brings together professionals with complementary expertise across investment management, planning, and specialized strategies, working collaboratively on each client relationship.

How is Greenberg & Rapp Financial Group, Inc.’s planning process personalized?

Every client relationship begins with an in-depth understanding of your financial goals, family dynamics, business interests, and long-term priorities. Recommendations are then tailored to your unique circumstances and coordinated across all areas of your financial life.

Does Greenberg & Rapp Financial Group, Inc. work alongside my CPA and attorney?

Yes. We regularly collaborate with clients’ existing professional advisors, including CPAs, estate planning attorneys, and other specialists, to help ensure financial, tax, legal, and estate strategies are aligned.
When we work with other private wealth advisors, we ensure that Greenberg & Rapp does not manage any client assets apart from those in the insurance solutions we collaborate on. We regularly partner with top private wealth organizations to help preserve client assets and improve their overall client experience.
Contact our team today to schedule a confidential consultation and learn how a coordinated, personalized approach can help you pursue your financial goals with confidence.

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Disclaimer:

*Banking and Lending solutions are offered through Raymond James Bank, member FDIC, an affiliate of Raymond James & Associates, Inc., Raymond James Financial Services, Inc., and your Raymond James Financial Advisor do not solicit or offer residential mortgage products and are unable to accept any residential mortgage loan applications or to offer or negotiate terms of any such loan. You will be put into contact with a Raymond James Bank, member FDIC, for your residential mortgage needs.

Private Placement Life Insurance (“PPLI”) products are unregistered securities made available by Raymond James to eligible investors only. Such investors include “Accredited Investors” as defined under Rule 501 of Regulation D of the Securities Act of 1933, including “Institutional Investors” under FINRA Rule 2210(a)(4) and, in certain cases, “Qualified Purchasers” as defined in Section 2(a)(51) of the Investment Company Act of 1940.

Raymond James does not issue PPLI products. Prior to consideration, investors should carefully review the issuing insurance company’s Private Placement Memorandum (PPM) and all accompanying materials, including the investment risks described therein. These products may not be suitable for all investors.

This information is provided for general informational purposes only and does not constitute legal, tax, or investment advice. Investors should consult with appropriately qualified professional advisors before making any investment or planning decisions.

Private placement life insurance involves certain risks and costs, including inherent complexity and lack of transparency; substantial initial premiums; limited investment options with limited control by the policyowner; market risks associated with the investment options chosen; liquidity constraints; complex tax implications; and significant costs and fees such as administrative fees, mortality and expense charges, premium loading, and investment management fees.