Author name: Keith Brown

Private placement life insurance pros and cons matter most for families who already have significant assets, long-term estate goals, and a need for flexible wealth transfer planning. Unlike a standard life insurance policy, private placement life insurance (PPLI) is typically built for qualified purchasers or accredited investors with the financial profile to support a customized

Many affluent families reach a point where traditional planning tools feel too limited for the size, complexity, and privacy of their wealth. Private placement life insurance (PPLI) can help address that gap by combining life insurance protection with investment flexibility and tax-aware planning. It is not a mass-market product. Instead, it is typically designed for